George P. Paniculam,CFP®, MBA




B. Tech.  University of Madras, India, 1972
M. Edu. Coppin State University, Baltimore, MD, 1974
M.B.A. in Finance from the University of Baltimore, MD, 1978


George was born in Thrissur, Kerala India in 1948 and grew up in Madras, Tamil Nadu state in India. He came to USA for higher education in 1972. He completed two master's degrees, paying for his education with work-study programs. He started his career as an insurance agent in 1978 working with physicians and dentists as a Registered Representative for The American Professional Practice Association, offering his clients investments in mutual and Annuities. George founded Financial Planning and Management Center, Inc. and offers fee-based investment advisory service, tax planning, asset protection strategies, estate planning, fringe benefits consulting, and tax preparation services as an Investment Advisor Representative of FPMC from 1984 to May 31, 2022. He was a Registered Representative with Securities America, Inc. (SAI), a Nationwide Registered Broker/Dealer, Member of FINRA/SIPC from September 2020 to May 31, 2022.  He was a Registered Representative with Securities Service Network, LLC (SSN) a registered Broker/dealer from November 2006 to September 2020. As a Licensed Certified Financial Practitioner with over 38 years of experience, he can help you plan your financial independence on a flat rate basis. George now works with clients with making sure you have enough resources for a successful retirement planning and asset protection strategies

Hobbies and interests 

George is passionate about travel, international cuisine, music, dancing, and international culture and has visited over 70 countries to discover investment opportunities and get a pulse of the world economy firsthand while enjoying his passion with his wife Myra McCarty-Paniculam for 45 years. Myra was a school teacher for 42 years with Baltimore City Schools and passed away in 2020 from cancer. George has a business continuation plan with his partner Matt Beverungen, MBA, CPA who shared his office and business practice interests for over 25 years. George can help you plan and navigate your business and legacy plan through today's changing financial landscape.

Phone 410-461-2411
Fax 410-480-4906