About us

Financial Planning & Management Center, Inc. was established on January 1, 1983. Founder and President, George P. Paniculam, MBA, CFP®, has been in the financial service industry for over 27 years. George Paniculam can help you manage your investment portfolio based on your financial objectives and risk profile using the principles of Nobel Prize winning Modern Portfolio Theory in 1990
Financial Planning & Management Center, Inc. primarily uses analytical processes designed to help clients articulate and quantify goals, organize financial data, identify needs and opportunities, and evaluate alternative courses of action.  This process also includes an analysis of current net worth, income taxes, cash flow, investments, employee benefits, estate tax and gift tax planning, and risk management.
FPMC offers investment advice concerning securities, it also includes investment advice with respect to products that may not constitute "securities," such as certificates of deposit, life insurance, fixed annuities, and real estate. It also takes into consideration tax and estate planning issues that may not constitute “investment advice”.
Securities offered through Securities America, Inc. (SAI) is not affiliated with Financial Planning & Management Center (FPMC). SSI is a nationwide broker-dealer in all 50 states. Member FINRA/SIPC.
George Paniculam is licensed for securities in the states of,CO,CT, DC, FL, GA, , MD, MO & NC
George Paniculam is licensed for insurance in the states of DC, FL, MD, VA.

    George P. Paniculam, CFP®, MBA       President of Financial Planning & Management Center, Inc. (FPMC)
George P. Paniculam,  date of birth  3/16/48 - Bachelor degree in Technology, University of Madras, India, 1972.  Master’s degree in Education, Coppin State College, Baltimore, MD, 1974.  M.B.A. in Finance from U. of Baltimore, MD, 1978, CERTIFIED FINANCIAL PLANNER ™, 1992. Since 1978 business activity includes sales of insurance for commissions as an independent agent through various insurance companies.  Mr. Paniculam has been President and Investment Advisor Representative of FPMC since February 1984 . He is a Registered Representative with Securities America, inc. (SAI) a Nationwide Registered Broker/Dealer, Member FINRA/SIPC since September 2020.  Mr. Paniculam was a Registered  Representative with Securities Service Network, LLC (SSN) a registered Broker/dealer from  November 2006 to September 2020 .